Central Government scheme for farmers:- Pradhan Kisan Maandhan Yojana(प्रधानमंत्री किसान मानधन योजना,) is the Government Scheme meant for old age protection and social security of small and Marginal Farmers(SMF). All small And Marginal Farmer having cultivable landholding up to 2 hectares falling in the age group of 18 to 40 Years(सभी छोटे और सीमांत किसान 18 से 40 वर्ष की आयु, 2 हेक्टेयर तक खेती योग्य खेती करते हैं), whose name appears in the land records of the States/UT As on 01.08.19 are eligible to get benefit under the scheme.
Table of Contents
Pradhan Mantri Kisan Maandhan Yojana Criteria
| Criteria | |
|
|
| ELIGIBILITY | |
| Should fall under these criteria | For small and Marginal farmers |
| Entry Age between 18 to 40 years | |
| Cultivable Land up 2 hectares as per Land records of the concerned States/UT | |
| Requirement | |
| 1.Aadhaar card 2.Saving Bank Account/ PM KISAN ACCOUNT |
|
| APPLY NOW | CLICK HERE |
HOW TO APPLY
Step 1:
The Eligible SMFs desirous of joining the scheme shall visit the nearest Common Service Centre (CSC).
Step 2:
Following are the prerequisites for the enrolment process:
Aadhaar Card
Savings Bank Account Number along with IFSC Code ( Bank Passbook or Cheque Leave/book or copy of bank statement as evidence of bank account ).
Step 3:
The initial contribution amount in cash will be made to the Village Level Entrepreneur (VLE).
Step 4:
The VLE will key-in the Aadhaar number, Name of the subscriber, and Date of birth as printed on aadhaar card for authentication.
Step 5:
The VLE will complete the online registration by filling up the details like Bank Account details, Mobile Number, Email Address, Spouse (if any) and Nominee details will be captured.
Step 6:
The system will auto-calculate monthly contribution payable according to the age of the Subscriber.
Step 7:
Subscriber will pay the 1st subscription amount in cash to the VLE.
Step 8:
Enrolment cum Auto Debit mandate form will be printed and will be further signed by the subscriber. VLE will scan the same and upload it into the system.
Step 9:
A unique Kisan Pension Account Number (KPAN) will be generated and Kisan Card will be printed.
Entry age-specific monthly contribution
| Entry Age (Yrs)
(A) |
Superannuation Age
(B) |
Member’s monthly contribution (Rs)
(C) |
Central Govt’s monthly contribution (Rs)
(D) |
Total monthly contribution (Rs)
(Total = C + D) |
|---|---|---|---|---|
| 18 | 60 | 55.00 | 55.00 | 110.00 |
| 19 | 60 | 58.00 | 58.00 | 116.00 |
| 20 | 60 | 61.00 | 61.00 | 122.00 |
| 21 | 60 | 64.00 | 64.00 | 128.00 |
| 22 | 60 | 68.00 | 68.00 | 136.00 |
| 23 | 60 | 72.00 | 72.00 | 144.00 |
| 24 | 60 | 76.00 | 76.00 | 152.00 |
| 25 | 60 | 80.00 | 80.00 | 160.00 |
| 26 | 60 | 85.00 | 85.00 | 170.00 |
| 27 | 60 | 90.00 | 90.00 | 180.00 |
| 28 | 60 | 95.00 | 95.00 | 190.00 |
| 29 | 60 | 100.00 | 100.00 | 200.00 |
| 30 | 60 | 105.00 | 105.00 | 210.00 |
| 31 | 60 | 110.00 | 110.00 | 220.00 |
| 32 | 60 | 120.00 | 120.00 | 240.00 |
| 33 | 60 | 130.00 | 130.00 | 260.00 |
| 34 | 60 | 140.00 | 140.00 | 280.00 |
| 35 | 60 | 150.00 | 150.00 | 300.00 |
| 36 | 60 | 160.00 | 160.00 | 320.00 |
| 37 | 60 | 170.00 | 170.00 | 340.00 |
| 38 | 60 | 180.00 | 180.00 | 360.00 |
| 39 | 60 | 190.00 | 190.00 | 380.00 |
| 40 | 60 | 200.00 | 200.00 | 400.00 |
Benefits to the family on the death of an eligible subscriber
During the receipt of a pension, if an eligible subscriber dies, his spouse shall be only entitled to receive fifty percent of the pension received by such eligible subscriber, as family pension and such family pension shall be applicable only to the spouse.
Benefits on disablement
- If an eligible subscriber has given regular contributions and become permanently disabled due to any cause before attaining his age of 60 years, and is unable to continue to contribute under this Scheme, his spouse shall be entitled to continue with the Scheme subsequently by payment of regular contribution as applicable or exit the Scheme by receiving the share of contribution deposited by such subscriber, with interest as actually earned thereon by the Pension Fund or the interest at the savings bank interest rate thereon, whichever is higher.
Benefits of Leaving the Pension Scheme - In case an eligible subscriber exits this Scheme within a period of fewer than ten years from the date of joining the Scheme, then the share of contribution by him only will be returned to him with a savings bank rate of interest payable thereon.
- If an eligible subscriber exits after completion of a period of ten years or more from the date of joining the Scheme by him but before his age of sixty years, then his share of contribution only shall be returned to him along with accumulated interest thereon as actually earned by the Pension Fund or the interest at the savings bank interest rate thereon, whichever is higher.
- If an eligible subscriber has given regular contributions and died due to any cause, his spouse shall be entitled to continue with the Scheme subsequently by payment of regular contribution as applicable or exit by receiving the share of contribution paid by such subscriber along with accumulated interest, as actually earned thereon by the Pension Fund or at the savings bank interest rate thereon, whichever is higher
After the death of the subscriber and his or her spouse, the corpus shall be credited back to the fund.
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